2026 Mortgage Appraisal Threshold Set at $34,200

HousingWire, Dec. 16, 2025-Sarah Wolak
The Consumer Financial Protection Bureau (CFPB), the Federal Reserve Board, and the Office of the Comptroller of the Currency (OCC) announced on Monday that the 2026 threshold for higher-priced mortgage loans that are subject to special appraisal requirements will increase from $33,500 to $34,200.
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