MBA Statement on FHFA’s 2026-2028 Enterprise Housing Goals

MBA President and CEO Bob Broeksmit, CMB, issued a statement on the Federal Housing Finance Agency’s 2026-2028 Enterprise Housing Goals final rule for Fannie Mae and Freddie Mac:

“MBA appreciates FHFA’s consideration of several recommendations outlined in our comment letter to support the GSEs’ mission of providing liquidity for affordable homeownership and rental housing over the next three years.

“We welcome the decision to lower the single-family low-income refinance goal, a constructive step that better reflects today’s interest rate environment and promotes a more sustainable approach to affordable lending. In addition, the final multifamily housing goals and benchmarks strike an appropriate balance, supporting a healthy multifamily ecosystem that advances both affordable and market-rate production to expand supply and help reduce rental costs.

“MBA recognizes the potential for market disruption when percent-of-business goals become misaligned with changing market conditions. The revised goals help address those risks. While the final rule did not address MBA recommendations related to retaining the measurement buffers, we will continue to engage with FHFA and the GSEs to address those concerns.”