MBA Premier Member Spotlight: FundingShield
(One in a continuing series of profiles of Premier Members of the Mortgage Bankers Association. Please contact MBA’s Alicia Goncalves, CMB for information about Premier Member Spotlights.)
MBA NewsLink: Share a brief overview of your company.
FundingShield: FundingShield is the leading B2B and B2B2C Fintech solution for preventing wire and title fraud, mitigating both first-party and third-party (cyber) risks.
By providing & leveraging our verified real-time source data, proprietary decision-ready insights, advanced machine learning, and deep industry connectivity, we detect and remediate risks in real time, ensuring higher asset quality and more secure financings
MBA NewsLink: What key products or services would you like to showcase?
FundingShield: WAVs (Wire Account Verification Service): A live database of verified settlement bank accounts linked to source data for real-time validation. Enables secure verification of payment details. Uses: Confirms authorized accounts for mortgage and real estate closings to ensure accuracy and avoid fraud. SLA: Sub-second response time, 95% market coverage.
Guardian Service A multi-point inspection of closing parties and documents to verify compliance, insurability, and banking info. Includes checks on licensing, data accuracy, and ownership for mortgage closings. Uses: Certifies escrow and settlement parties before closing to meet investor and risk requirements. Provides transaction-level certification. SLA: 24 hours; rush available same-day.
TitleKnight (Title Review Service) Reviews title documents including commitments, proformas, and reports to ensure lender title needs are met. Focuses on compliance before closing. Uses: Streamlines underwriting workflows, letting teams focus on credit and closing analysis instead of manual title checks. SLA: 3–6 days.
Standalone Verification Services Offers on-demand checks for items like E&O insurance, agent licensing, and title insurance ratings using verified real-time data. Uses: Provides customizable verification solutions for financial service clients to validate risk and compliance factors. SLA: 1–3 days.
BuyerShield Protects homebuyers wiring funds during real estate closings from fraud. Verifies destination parties to ensure funds are safely transferred. Uses: Safeguards downpayments by validating recipients during transactions. Prevents consumer wire fraud. SLA: Sub-second response time, 95% market coverage.
PaymentShield Verifies individuals and companies receiving funds in closings. Prevents wire fraud by validating recipient identity and credentials. Uses: Protects sellers, brokers, and any party receiving money during real estate transactions. Ensures funds are sent to authorized parties. SLA: Sub-second response after recipient consents.
MBA NewsLink: How would you describe your company’s culture?
FundingShield: Transparency, diversity and accountability form the foundation on which we build trust with all of our stakeholders—our clients, people, shareholders, partners and communities. The rich diversity and inclusion of our people—from our board of directors to our new hires—helps us deliver 360° value for the benefit of all.
Achievements: Inc 5000, HousingWire TEC 100 Mortgage (2019, 2020, 2021, 2022), CMBA Mortgage Innovator 2021, MISMO Certified 2021.
MBA NewsLink: How is your company engaged with MBA?
FundingShield: FundingShield is proud to be a Select Premium Member of the Mortgage Bankers Association, reflecting our deep commitment to industry leadership and innovation. Adam Chaudhary serves as a board member of MBA’s Associate Advisory Council (MAAC), helping shape advocacy efforts across the mortgage ecosystem.
Recently, we were a Golf Pin sponsor at the 2025 Western Secondary Market Conference in Palos Verdes and a sponsor of the 2025 Mortgage Innovators Conference in Huntington Beach, reinforcing our role in driving compliance, fraud prevention, and digital trust in financial transactions
MBA NewsLink: What opportunities do you see for collaboration with lenders and servicers?
FundingShield: FundingShield offers lenders and servicers a powerful opportunity to collaborate on reducing wire and title fraud, enhancing closing agent compliance, and streamlining operations through real-time, transaction-level data validation. By integrating FundingShield’s API-driven tools into existing workflows, partners can automate verification of wire instructions, agent licensing, and insurance coverage—ensuring regulatory alignment and audit readiness.
Strategic alliances, such as those with OptiFunder and Tata Consultancy Services, demonstrate how FundingShield strengthens cybersecurity, protects warehouse funding, and improves borrower trust. These partnerships not only mitigate risk and repurchase exposure but also elevate brand reputation and operational efficiency across the mortgage ecosystem.
(MBA Premier Member Spotlights are provided by the Mortgage Bankers Association as a service to MBA Premier Members. Publication does not constitute an endorsement of a particular company, product or service. For more information about the MBA Premier Member program, contact MBA Director of Associate Membership Alicia Goncalves, CMB, at agoncalves@mba.org or call 202/557-2920.)
