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Pricing Is Major Factor in GSE CES; HELOC Speculation
Home Equity Lending News, May 8, 2024
A key factor in the success of a proposed closed-end second mortgage product at Freddie Mac is pricing, according to a new report. Among the possible benefits are greater efficiency, standardization and transparency in the CES market. But the program could also leave the non-agency market with a higher concentration of riskier loans. There is speculation about Freddie jumping into open-end junior liens.
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