BofA Overtakes PNC as Top HELOC Lender
Home Equity Lending News, December 13, 2024
Home-equity line-of-credit production slowed last year. Amid the decline, Bank of America, N.A., overtook PNC Bank, N.A., as the biggest HELOC lender in the country. Depositories dominate the top 25 lenders.
U.S. lenders originated 1,039,056 HELOCs during all of 2023, according to statistics reported by the Consumer Financial Protection Bureau. The regulator used Home Mortgage Disclosure Act data collected from 5,113 lending institutions– including banks, savings associations, credit unions and non-bank lenders.
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