Resilience Insurance Analytics: A Premier Member Profile
(One in a continuing series of profiles of Premier Members of the Mortgage Bankers Association.)
–Please provide a brief description of your company
Resilience Insurance Analytics serves as an insurance risk advisor to investment banks, equity funds, commercial banking institutions, and non-bank lenders. The team is comprised of more than 100 professionals, including risk managers, former insurance brokers, former lenders and servicers, attorneys, regulatory experts, and data analysts, collectively possessing over 375 years of experience across more than 150,000 transactions.
Resilience provides pre-closing and post-closing insurance review services for clients seeking thorough evaluations of proposed insurance coverage. They assist in securing and maintaining coverage that meets financing requirements across all executions, including but not limited to – CMBS, GSE, Construction, and Corporate Finance. The company collaborates with clients and borrower representatives to understand the needs of each transaction, negotiate coverage, advise on exceptions aligned with credit quality standards, and leverage market insights to ensure insurance requirements remain risk-averse, consistent, and competitive.
As part of their post-closing insurance review services, Resilience monitors ongoing renewal compliance and produces ad hoc and annual reviews tailored to client-specified requirements. They analyze insurance and regulatory compliance at various levels, including policy, loan, portfolio, and property. The company uses advanced technology to conduct insurance analyses and generate comprehensive reports for clients.
Through their valuation team, Resilience Valuations, the company offers replacement cost value estimates to improve transparency and assess restoration costs accurately. Utilizing proprietary valuation methodologies and a national database of project materials and labor costs, combined with asset-specific analysis and market adjustments, they provide detailed, independent valuation reports.
–Please provide a list of key senior personnel
Emily Rasmussen, Chief Operating Officer
Lindsey Fields, Senior Managing Director
Christine Brady, Executive Director, Head of Business Development
Laura Smith, Senior Managing Director, Head of Servicing
–What are some key trends your company is tracking?
At Resilience Insurance Analytics, we focus on monitoring the changes in the insurance market and their effects on our clients and their borrowers. As a team of insurance experts, we have the opportunity to work with a diverse range of borrowers and clients.
Through this, we collect market data and observe investor and rating agency tolerance levels for exceptions. We stay informed about the challenges and impacts within the insurance industry on the lending community and contribute to developing market standards and innovative coverage approaches. We are dedicated to keeping up with the evolving insurance landscape and consistently providing innovative solutions for our clients.
–Why did your company join the Mortgage Bankers Association?
Resilience Insurance Analytics joined the Mortgage Bankers Association for several reasons. The company aims to be active in the industry and collaborate with the MBA and member companies to provide insights in its areas of expertise. Additionally, Resilience seeks to stay informed about industry changes and challenges and develop collaborative relationships with peers in the market.
The MBA offers various opportunities for involvement through councils and groups and provides a platform to have a voice on relevant legislation. Furthermore, the educational opportunities available through MBA membership are valuable in educating the team on industry topics and initiatives.
–How has being an MBA Premier Member benefited your company?
As a premier member of the Mortgage Bankers Association, our company has had numerous opportunities to collaborate with other members and to present at conferences and committee meetings. Resilience has established numerous connections with industry peers, and we are eager to maintain this momentum moving forward.
Additionally, as a premier member, we aim to further engage in the educational initiatives of the MBA by contributing our market insights and expertise to the content and training programs offered to member companies.
(MBA Premier Member Profiles are provided by the Mortgage Bankers Association and MBA NewsLink as a service to MBA Premier Members. Publication does not constitute an endorsement of a particular company, product or service. For more information about the MBA Premier Member program, contact Alicia Goncalves, CMB, Director of Associate Membership at MBA.)
