Today: Community Reinvestment Act: Final Regulations and What Banks Need to Know Now

The Community Reinvestment Act was enacted to encourage banks to help meet the credit needs in the communities in which they do business, especially low- and moderate-income communities. On October 26, 2023, regulation modernizations were implemented to improve the purposes of CRA.

Join MBA Education and industry experts, for an in-depth discussion on the primary changes Agencies made to the NPR in the final regulations. Our panel of experts will cover the compliance and enforcement issues, how the rule impacts mortgages and mortgage-backed securities under the new regulations and important timelines for data collection, reporting and much more.

Click here for more information.


Tuesday, November 28 (3:00 PM – 4:00 PM ET)


What are Retail Lending Assessment Areas and how are they created

How banks will be evaluated under the rule, including a breakdown of scoring under the new four-part assessment mechanism

How a bank determines its “major product lines” to be assessed under the Retail Lending Test

How the rule impacts consideration of home mortgages and mortgage-backed securities

The timeframe for data collection, reporting and evaluations

Experience Level:

Entry Level


Target Audience:

Legal Counsel

Operations Managers

Compliance Officers



Warren Traiger, Senior Counsel, Orrick, Herrington & Sutcliffe LLP

Victoria Freitag, Associate, Orrick, Herrington & Sutcliffe LLP