MBA Premier Member Profile: Experian
(One in a continuing series of profiles of Premier Members of the Mortgage Bankers Association.)
MBA NewsLink: Please provide a brief description of your company
Experian is the world’s leading global information services company. During life’s big moments – from buying a home or a car, to sending a child to college, to growing a business by connecting with new customers – we empower consumers and our clients to manage their data with confidence. We help individuals to take financial control and access financial services, businesses to make smarter decisions and thrive, lenders to lend more responsibly, and organizations to prevent identity fraud and crime.
Beyond this, as a trusted partner for companies across the mortgage industry, Experian is committed to partnering with our clients to deliver a fast, frictionless, and secure borrower experience, while enabling lenders to enhance decisioning across the entire mortgage lifecycle. We create solutions that help our clients, but more importantly, we create solutions that help and empower consumers to achieve their life goals. Visit experian.com/mortgage to learn more.
Senior Personnel include:
Michele Bodda, President Experian Housing, Verification Solutions and Employer Services
Susan Allen, Senior Vice President of Product Experian Mortgage
Ryan Rosales, Vice President of M&A/Strategic Partnerships
MBA NewsLink: What are some key trends your company is tracking?
At Experian, we are continually innovating and using technology to find solutions to global issues, modernize the financial services industry and increase financial access for all.
Addressing issues facing the industry and doing our part to help bring financial power to all is our DNA at Experian. As part of this, we are keenly focused on closing the homeownership gap and helping consumers overcome affordable housing challenges. We know
owning a home can be one of the greatest drivers of generational wealth, yet the dream of owning a home can seem out of reach for millions of Americans.
We are committed to leveraging our expertise in data, technology and analytics, as well as meaningful partnerships with organizations like the MBA and the broader industry, to make the dream of owning a home attainable to more consumers while helping lenders deliver a frictionless borrowing experience and maintain compliance.
The tools that can make meaningful change in driving financial inclusion exist today – and we are beginning to see an openness from the industry to adopt these new technologies. We are entering a new era and are excited about the opportunities it will bring.
MBA NewsLink: Why did your company join the Mortgage Bankers Association?
Meaningful change cannot happen in a vacuum. Helping consumers achieve their financial dreams requires industry collaboration and all of us working together. Joining the Mortgage Bankers Association has allowed us to gain a deeper understanding of key trends while connecting us with industry leaders who have a deep understanding of the challenges currently facing the industry and consumers. We are committed to leveraging our rich history of innovation to bring transformative solutions to the mortgage market.
Our membership been a foundational component of our innovation strategy and we are thankful for the partnership.
MBA NewsLink: How has being an MBA Premier Member benefited your company?
Our MBA membership has been extremely valuable and, in some respects, a game changer for us. Through our corporate membership, MBA has provided us with industry exposure and the opportunity to participate in important conversations that are top of mind for the industry, such as data and analytics, technology and financial inclusion. It’s provided us a seat at the table which is key for driving industry transformation.
(MBA Premier Member Profiles are provided by the Mortgage Bankers Association and MBA NewsLink as a service to MBA Premier Members. Publication does not constitute an endorsement of a particular company, product or service. For more information about the MBA Premier Member program, contact MBA Director of Associate Membership Brad Padratzik or call 202/557-2779.)
