Why Are Mortgage Fees so Much Higher for Mom-and-Pop Investors?

Orange County Register, Aug. 17. 2023–Jeff Lazerson
Mom-and-pop investors who want to borrow money for one to four investment rental units could find themselves paying thousands more in fees for a Fannie Mae or Freddie Mac mortgage based on risk assessments that were found to be mostly low, according to a new study by the Philadelphia Fed.
https://www.ocregister.com/2023/08/17/why-are-mortgage-rates-so-much-higher-for-mom-and-pop-investors/