FHA Premium Cut Could Offset GSE Fee Reductions, Analysts Say

National Mortgage News, Nov. 16, 2022–Brad Finkelstein (subscription)
A now-more-than-likely cut in the Federal Housing Administration’s mortgage insurance premium could offset any impact of the reduction in the conforming market’s loan level price adjustments. This conclusion comes from stock analysts who cover the FHA’s competition for high loan-to-value ratio originations, the private mortgage insurers.