How to Get a Low Down-Payment Mortgage

Washington Post, Oct. 24, 2021–Harriet Edleson
Mortgage insurance is required on loans for which the down payment is less than 20% of the home’s appraised value. “It adds a cost on top of the regular mortgage payment,” says Joel Kan, associate vice president of economic and industry forecasting at the Mortgage Bankers Association.
https://www.seattletimes.com/business/real-estate/how-to-get-a-low-down-payment-mortgage/