A Streamlined Home Refinancing Program Would Lower Monthly Payments and Prevent Defaults

Urban Institute, Apr. 9, 2021–Laurie Goodman, Edward Golding
The authors say that introducing a new streamlined refinance program could particularly help borrowers with lower credit scores, low incomes, and small loans—who are disproportionately Black and Latino—to strengthen their financial situations and remain in their homes.
https://www.urban.org/urban-wire/streamlined-home-refinancing-program-would-lower-monthly-payments-and-prevent-defaults