Many FHA Borrowers Are Struggling, And That Means FHA Loans Are Harder to Get

Bankrate.com, Oct. 14 2020–Jeff Ostrowski
With their lenient standards for down payments and credit scores, Federal Housing Administration mortgages offer a lifeline to buyers trying to squeeze into an increasingly unaffordable housing market. However, the coronavirus recession has hit FHA borrowers hard — and that has led lenders to tighten the availability of FHA loans.
https://www.bankrate.com/mortgages/fha-lenders-get-stricter/