ATP Scoring Paves New Path to Financial Inclusion

HousingWire, Oct. 9, 2020–Michael A. Covington
The conventional credit scoring system has a serious problem with excluding people who could be good customers. Nearly 50 million Americans — disproportionately including the poor and minorities — lack a credit score and cannot obtain mortgages, credit cards or other lending products.
https://www.housingwire.com/articles/atp-scoring-paves-new-path-to-financial-inclusion/