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Why Have “Points” Made a Big Resurgence In The Mortgage Market?
Mortgage News Daily, Apr. 6, 2020–Matthew Graham
The bottom line is that POINTS (or simply extra upfront origination cost) have seen a resurgence because they’re the only reasonable way to pay for the extra costs associated with some types of loans.
http://www.mortgagenewsdaily.com/consumer_rates/941001.aspxhttp://www.mortgagenewsdaily.com/consumer_rates/941001.aspx