Creative Destruction: Too Far for Mortgages?

Mortgage Media, Oct. 17, 2019–Bill Kelvie
Creative Destruction impacts the mortgage industry in at least two ways: First, it makes borrowers much more vulnerable, particularly in their ability to sustain a steady income. Second, property values become far more volatile, especially when exposed to Black Swan events.
https://www.mortgagemedia.com/analysis/creative-destruction-too-far-for-mortgages