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CFPB Faces Legal Minefield in Crafting Rule on Small-Business Loan Data
American Banker, Sept. 21, 2018–Kate Berry (subscription)
On one hand, the Consumer Financial Protection Bureau wants more data as it conducts fair-lending exams of small-business lenders to assess redlining risks. Yet the Equal Credit Opportunity Act’s prohibition on collecting race and gender information from small businesses has made it difficult for the bureau to write rules on what data to collect.