Expanding the Credit Box: What’s Wrong and How to Solve It

National Mortgage News, May 23, 2018–Elina Tarkazikis (free story)
As the mortgage industry moves farther past the housing crisis, access to credit remains tight, especially for first-time homebuyers. The mortgage industry is taking half, possibly even less than half, of the risk it was taking in 2001 and 2002, according to Laurie Goodman, center director at the Urban Institute, who was among panelists speaking at the Mortgage Bankers Association’s National Secondary Conference in New York.

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