MISMO Call for Participation: eNote Implementation Workgroup

MISMO seeks participation in a newly created MISMO Tamper Evident SMART Doc® Development Workgroup. Technology and business oriented individuals are welcome to participate.   

Participants will contribute towards solutions to address the need for more guidance to facilitate implementation and adoption of the latest MISMO eNote standard.   

Recently there has been a surge of interest in eMortgages. MISMO is aware of this increased interest, as well as the need to provide additional support to organizations that may wish to implement electronic documents with varying requirements using eMortgage technologies.   

The most current MISMO standards combine SMART Doc® technologies and MISMO data with a PDF view that is specifically designed to support industry demands. Some electronic documents, such as the eNote, require secure capabilities that provide a way to verify the integrity, verify that the electronic document has not changed or been tampered with after it has been signed at the closing table.  

To drive adoption of eMortgages and develop electronic document information security for the eNote, MISMO created the MISMO Tamper Evident SMART Doc® Development Workgroup. This workgroup will develop requirements for document security and integrity, provide implementation guidance, develop sample documents and use cases and other collateral to that may be of use to organizations contemplating adoption of eMortgages or the latest MISMO eNote standard.  

If you are interested in participating in this effort, please sign up by sending an e-mail titled “JOIN MISMO’s TAMPER EVIDENT SMART DOC DWG” to INFO@MISMO.org by close of business Friday, October 21.   


MISMO® is the standards development body for the mortgage industry. MISMO developed a common data language for exchanging information for the residential finance industry. Today, MISMO standards are accepted and deployed by every type of entity involved in creating mortgages, and they are required by most regulators, housing agencies and the GSEs that participate in the industry. Use of MISMO’s standards has been found to lower per loan costs, improve margins, reduce errors and speed up the loan process by reducing manual, paper-based processes while creating cost savings for the consumer.  

MISMO is a wholly owned subsidiary of the Mortgage Bankers Association. For more information, visit www.mismo.org