The Lede

Wall Street Journal, Jan. 11, 2016--Leubsdorf, Ben The Federal Reserve handed over a record $97.7 billion in profits to the Treasury Department in 2015, according to preliminary figures released Monday.

National Mortgage News, Jan. 11, 2016--Macheel, Tanaya The commercial mortgage-backed securities delinquency rate finished 2015 at a six-year low, said Fitch Ratings.

Reuters, Jan. 11, 2016--Schneider, Howard Global risks including a slowdown in China and continued low oil prices are now the chief risks to what is an otherwise promising outlook for the U.S. economy, Atlanta Federal Reserve Bank President Dennis Lockhart said on Monday.

Bloomberg, Jan. 11, 2016--Turner, Nick Activist hedge fund Starboard Value stepped up pressure on Macy's Inc. to squeeze money out of the department-store chain's real estate, which the firm values at $21 billion.

Housing Wire, Jan. 11, 2016--Lane, Ben When Real Estate Disposition rebranded itself as Auction.com in 2011, the company led a migration of distressed property auctions online. Since then, the company has expanded its distressed property auction business in both residential and commercial sales and recently became a desired portal for traditional real estate sales as well.

GlobeSt.com, Jan. 12, 2016--Bubny, Paul Insurers' allocations to commercial mortgages showed a slight increase for the first six months of 2015 compared to year-end 2014, while the delinquency rate among these mortgages is bested only by Fannie Mae and Freddie Mac, according to recent figures from the Mortgage Bankers Association.

Wall Street Journal, Jan. 11, 2016--Rudegeair, Peter A new generation of lenders is challenging the usefulness of one of the bedrocks of the modern financial system: the FICO score.

Wall Street Journal, Jan. 11, 2016--Kendall, Brent; Mitchell, Josh The Supreme Court on Monday turned away an appeal that sought to make it easier to erase student loans in bankruptcy, sidestepping an issue that has become a focal point for consumer advocates and lawmakers as millions of borrowers fall behind on their payments.

HousingWire, Jan. 12, 2016--Swanson, Brena The latest update on JPMorgan Chase's RMBS settlement shows it is nearing its $4 billion requirement in credited consumer relief.

National Mortgage News, Jan. 11, 2016--Peters, Andy Walker & Dunlop has agreed to acquire the other half of a commercial mortgage-backed securities joint venture it has with Fortress Investment Group.

MBA Education presents Mortgage Banking Bound--Careers in Mortgage Lending, with upcoming courses this winter.