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When Seeking a Mortgage, You Don’t Want to Be Categorized As a ‘Revolver’
Washington Post, Apr. 27, 2016–Harney, Kenneth R.
Fannie Mae, a dominant player in the mortgage market, will soon begin evaluating how all loan applicants have managed their credit over the previous two years: how much they owed in revolving debt each month, the minimum payment allowed on each debt and how much they actually paid. Mortgage credit reports acceptable to Fannie will need to include such “trended credit data” on every applicant.