The Lede

HUD announced Monday it intends to require liens created by energy retrofit programs to remain subordinate to loans guaranteed by the Federal Housing Administration. MBA President and CEO David Stevens said the move supports efforts to promote renewable energy solutions for FHA insured homes, but protects the lien priority and lien rights of the first mortgage.

Royal Bank of Scotland Group Plc has lost a bid to escape a U.S. regulator's lawsuit accusing it of misleading Fannie Mae and Freddie Mac into buying $32 billion of mortgage-backed securities ahead of the financial crisis.

A federal appeals court on Monday bolstered the Federal Trade Commission's power to police corporate cybersecurity, affirming the commission can bring cases against companies for failing to protect customer information.

Blackstone Group has acquired a majority stake in the parent company of nonbank mortgage lender Stearns Lending.

August data just became even more important.

Barclays' U.S. economists pushed out their forecast on the timing of a rate increase from the Federal Reserve to March 2016 from their earlier call of September in the wake of recent volatile market conditions due to anxiety about the Chinese economy.

The Black Monday market collapse is hitting the stocks that drive the housing and mortgage finance economy worse than the major indices in early trading.

The one-two punch of a 1,000-point drop last week for the Dow Jones and another 1,000-point plunge in early trading this morning has been among the most dramatic negative activity seen on Wall Street in some time. But how does this tumultuous activity impact the U.S. housing market? David H. Stevens, president and CEO of the Mortgage Bankers Association (MBA), stated that the display of Chinese shakiness serves to highlight the economic stability on this side of the Pacific.

The Mortgage Bankers Association's Regulatory Compliance Conference takes place Sept. 20-22 at the Grand Hyatt Washington, D.C.

The Mortgage Bankers Association continues its popular Compliance Essentials series examining key issues involving the Consumer Financial Protection Bureau's TILA/RESPA Integrated Disclosures Rule with a webinar on Wednesday, Aug. 26.

For more than 60 years, industry professionals have looked to the Mortgage Bankers Association's School of Mortgage Banking to give them a solid foundation of industry knowledge.