Analyzing the Commercial/Multifamily Borrower’s Balance Sheet and REO Schedule: Aug. 28
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Commercial/multifamily lenders and mortgage bankers must evaluate a borrower’s financial condition for mortgage credit purposes. Join MBA Education and industry experts to learn how to analyze balance sheet fundamentals across various borrower ownership structures.
Participants will gain a thorough understanding of balance sheet assets and liabilities, along with insights into supporting schedules and notes critical for financial analysis. Additionally, speakers will discuss for-profit balance sheets, non-profit balance sheets, analyzing personal financial statements and examining the principal’s Real Estate Owned (REO) schedules. Panelists will offer attendees a holistic perspective on financial statement analysis, borrower liquidity, and portfolio health.
Date/Time
Wednesday, Aug. 28 (2:00 PM – 3:30 PM ET)
Objectives
• Understand the components of balance sheet assets and liabilities, including their classifications and importance in mortgage credit financial analysis.
• Learn to analyze supporting schedules and notes to financial statements to gain deeper insights into a borrower’s financial health and performance.
• Gain knowledge specific to non-profit balance sheets, including unique considerations and reporting requirements.
• Learn about personal balance sheets and how they reflect an individual’s wealth and liquidity.
• Delve into the intricacies of a principal’s Real Estate Owned (REO) schedule, understanding their significance and implications.
Experience Level
• Entry-Level
• Intermediate
Target Audience
• Loan Originators/Loan Processors
• Loan Analysts/Underwriters
• Loan Closers
• Servicers
Speaker(s)
• Jessica Gonzalez, Senior Director, Underwriting and Credit, Freddie Mac Multifamily
