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Volume 25 Issue 132

Monday, July 13, 2026

Advocacy Update: CFPB Releases RFI on Access to Mortgage Credit

This week’s top legislative and policy news from the Mortgage Bankers Association.

Chart of the Week: Credit Score Transition Table

This week’s MBA Chart of the Week presents an analysis of the credit scores recorded in ICE loan application data from the first half of 2025. Each record includes up to three anonymized credit scores for both the borrower and co-borrower.

Dealmaker: Merchants Capital Secures $33.8M for Florida Veteran Community

Merchants Capital, Carmel, Ind., announced more than $33.8 million for the construction and permanent financing of Village of Valor, an affordable housing community for veterans and their families in Palm Springs, Fla.

MBA VIDEOS

MBA Opens Doors' Deb Dubois on Reaching the 20,000 Families Milestone

MBA Opens Doors' Deb Dubois on Reaching the 20,000 Families Milestone

mPower Moments: On Leading with Authenticity and Purpose with K&L Gates’ Stacy Ackermann

mPower Moments: On Leading with Authenticity and Purpose with K&L Gates’ Stacy Ackermann

MBA Research Minute

MBA Research Minute

MBA Eye on Washington

MBA Eye on Washington

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TOP NATIONAL NEWS

Trump Allows Landmark Housing Bill to Become Law Without his Signature
MBA Analysis Finds Minimal Pricing Impact From Single Credit Score Approach
Why Home Prices, Rents Are Likely to Fall in Coming Decade
Data Centers Emerge as Real Estate’s Newest Pricing Wildcard

UPCOMING EVENTS AND NEWS

July 23: State Regulators are Preparing for the Mortgage Compliance Dataset. Is your IMB Ready?
Access to Exposure: Turning Industry Participation into Brand Value, July 23
Essentials for Executives and Board Members Module IX: Corporate Social Responsibility, July 31
Power Hour Demo: Smarter Credit Insights for Modern Mortgage Lending, Aug. 5

NIC: Senior Housing Occupancy Climbs Again

The National Investment Center for Seniors Housing and Care, Annapolis, Md., found senior housing occupancy hit 89.9% in Q2, up from 89.5% in Q1.

July 13, 2026

Fedwire’s November ISO 20022 Update Will Change How the Mortgage Industry Handles Wire Instructions

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In this MBA Premier Member Editorial, Secure Insight's Andrew Liput says a major milestone is coming that will require lenders, settlement agents, title companies and technology providers to re-think how they create and maintain domestic wire instructions.

July 10, 2026

People in the News, July 13, 2026

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Industry personnel news from Sagent, Veterans United, Click n' Close, Dovenmuehle, Finance of America Reverse, SingleSource, Logan Finance and Ardley.

July 10, 2026

MISMO Publishes White Paper, Roadmap for Scaling Digital Mortgage Adoption Through eClosing

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MISMO released a new white paper, “From Paper to Performance: How eNotes and eClosing Streamline Liquidity.” The paper provides guidance for originators, warehouse lenders, investors, and technology providers to implement digital mortgage solutions.

July 13, 2026

MBA Path to Opportunity Scholar Profile: Tammy Hughes, AMP

Every scholarship tells a story. Through our Lift as You Climb campaign, we're featuring Path to Opportunity Scholarship recipients whose experiences show how access to education creates lasting opportunity and inspires others to pay it forward.

July 10, 2026

Optimal Blue: June’s Mortgage Demand Strengthening

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Optimal Blue, Plano, Texas, reported that mortgage activity strengthened month-over-month in June.

July 10, 2026

Insurance Compliance in CRE is More Than a Closing Requirement

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Elizabeth Burnett, CCMS, writes that insurance compliance doesn’t end at closing. “It actually begins there and continues throughout the life of the loan — year after year, renewal after renewal.”

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.
President and CEO: Robert Broeksmit, CMB
Senior Vice President of Public Affairs and Marketing: John Mechem
Editor: Michael Tucker | 202/557-2851
Editorial Manager: Anneliese Mahoney | 202/557-2938
Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774
Advertising Opportunities: Bill Farmakis | 203/834-8832