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6 Questions on the CFPB Plan to End Fannie and Freddie’s ‘Patch’
American Banker, July 28, 2019–Kate Berry (free article)
“The goal here is to get a version of the patch [so that] QM covers a significant percentage of the borrowers that are currently served, but applies to the market entirely,” said Pete Mills, the senior vice president of residential policy at the Mortgage Bankers Association.