Loss-Mitigation Policy Changes Drive Rise in FHA Delinquencies

February 2, 2026

Inside Mortgage Finance, Feb. 2, 2026-Emmeline Willey
Recent changes to FHA loss-mitigation policies led to a sharp increase in the share of delinquent FHA-insured loans in Ginnie Mae mortgage-backed securities in the fourth quarter of 2025, according to a new analysis by Inside FHA/VA Lending.
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