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Volume 24 Issue 153

Friday, August 08, 2025

Milliman: Mortgage Default Risk Inches Up

Milliman, Seattle, found a slight increase in the lifetime serious delinquency rate (for homes 180-plus days delinquent) for U.S.-backed mortgages.

AICPA: One-Third of Americans Haven’t Taken Financial Steps to Prepare for Natural Disaster

A survey conducted by The Harris Poll on behalf of the American Institute of CPAs, Durham, N.C., found 32% of Americans say they have taken no financial steps to prepare for a natural disaster.

Fannie Mae Sentiment Index Up Two Points in July

Fannie Mae released its latest Home Price Sentiment Index, which increased to 71.8 in July.

MBA VIDEOS

mPower Moments: On the Four Women’s Health Myths with Dr. Elizabeth Comen

mPower Moments: On the Four Women’s Health Myths with Dr. Elizabeth Comen

MBANow: MBA’s CREF Awareness Intern Christian Jennings on CREF Careers

MBANow: MBA’s CREF Awareness Intern Christian Jennings on CREF Careers

MBA Eye on Washington

MBA Eye on Washington

MBANow: Mortgage Market Update with Joel Kan

MBANow: Mortgage Market Update with Joel Kan

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TOP NATIONAL NEWS

MBA Urges GSEs to End Costly Tri-Merge Credit Reports
Mortgage Rates Drop to Lowest Level This Summer
U.S. Households Expect Higher Longer-Run Inflation, New York Fed Says
How to Lower Your Homeowners Insurance as Rates Continue to Rise
Relief for Condo Buyers? A Warranty Could Ease the Pain of Special Assessments

MBA NEWS

Non-Agency Training Series: DSCR Loans, Aug. 12
MBA Associate Member Benefit Webinar, August 13
Town Hall with MBA Leadership, Aug. 21

Power Up Your Mortgage Marketing [MeridianLink Sponsored Content]

With shifting economic signals and the Rocket-Redfin merger shaking up homebuying, how can lenders attract more borrowers today?

August 07, 2025

Bankrate: Hottest Housing Markets Shifting

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Bankrate, New York, found that housing markets that were very hot just a few years ago are now cooling off. Momentum has shifted toward Rust Belt and New England metros, from the pandemic-era Sun Belt popularity.

August 08, 2025

Time to Retire the Franken-Stack

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LenderLogix CEO Patrick O’Brien says the “Franken-stack” is quietly draining time, patience and profit from lending operations in ways that are hard to ignore.

August 08, 2025

Premier Member Editorial: Why Closing Protection Letters Are Insufficient for Risk Management

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Secure Insight President and CEO Andrew Liput writes that closing protection letter offers limited protection to banks and borrowers in real estate closings.

August 07, 2025

MBA’s Bob Broeksmit on Increasing Competition in Credit Scoring and Reporting

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Mortgage Bankers Association President and CEO Bob Broeksmit, CMB, released a video on Aug. 6 discussing MBA’s work with FHFA and the GSEs on credit score modernization.

August 07, 2025

Perks Marketplace: A New Benefit for MBA Members

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Your Mortgage Bankers Association membership gets you access to discounts and offerings on our exclusive benefits platform, Perks Marketplace.

August 07, 2025

ATTOM: More Homes Equity-Rich in Q2

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ATTOM, Irvine, Calif., released its Q2 2025 U.S. Home Equity and Underwater Report, finding that 47.4% of mortgaged residential properties are equity-rich.

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One Voice. One Vision. One Resource. The Mortgage Bankers Association (MBA) is the national association representing the entire real estate finance industry. For more information visit us at our website.

President and CEO: Robert Broeksmit, CMB

Publisher: Marcia Davies, Chief Operating Officer

Vice President of Public Affairs: John Mechem

Editor: Michael Tucker | 202/557-2851

Editorial Manager: Anneliese Mahoney | 202/557-2938

Senior Advertising & Editorial Specialist: Emani Curry | 202/557-2774
Advertising Opportunities: Bill Farmakis | 203/834-8832