“Non-depository institutions such as independent mortgage companies originated significantly more loans than banks and credit unions [in 2023].” --CFPB, in its annual Mortgage Market Activity and Trends report on 2023 HMDA data

Verifying identities, in-person or virtually, has never been more important or more challenging. Panelists at the MISMO Summit Jan. 13-16 will discuss how Knowledge-Based Authentication is becoming less effective as those who intend to commit fraud become more sophisticated and take advantage of new technologies.