“After a truly phenomenal ride for mortgage companies, more difficult times are expected in 2022 and possibly beyond. The widespread upward pressure on rates will diminish rate-term refinance volume and housing inventory shortages pose challenges for purchase originations. Staying profitable will require prudent cost management, as well as more reliance on servicing operations to serve as a hedge against production declines.” --MBA Vice President of Industry Analysis Marina Walsh, CMB.

Gone are the days of back-and-forth emails, notifications, PDFs, prospective loans and trailing documents to sell or invest in a non-agency loan, thanks to Eloise Schmitz, CEO and co-founder of LoanNEX and a recipient of the MBA NewsLink 2022 Tech All-Star Award.

Christy Moss, CMB, has spent 35 years in housing finance with the singular goal of leaving the industry better than she found it. The former “face of Fannie Mae,” who helped hundreds of the GSE’s lenders gain seller status, is now doing just that as the head of sales and marketing at FormFree, a verification technology provider.

This isn’t Harry Gardner’s first rodeo. This mortgage technology pioneer has received the MBA Tech All-Star Award twice before.